4.00% Gross¹  / AER²

• This rate is variable.
• All interest is paid gross.
• Interest is calculated daily and paid into your account annually or monthly (dependent on which option you choose).
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1 Gross is the rate of interest payable before any income tax is deducted. You may be required to pay income tax on the interest you have earned. For more information visit: https://www.gov.uk/apply-tax-free-interest-on-savings

2 AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the balance each year.

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The interest rate is variable. If we increase the interest rate on your account, we will let you know as soon as possible. If we reduce the interest rate, we will notify you 14 calendar days ahead of the change. See the Savings Terms and Conditions for more information.

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Projected Balance: £3,122.43
This example is for illustrative purposes only and shows the projected balance after 1 year if you made 12 monthly deposits of £250 on the 1st of each month.

• You can open this account online at https://www.gbbank.co.uk.
• You can manage this account online and via the GB Bank Mobile App.
• You must be a UK resident and aged 18 or over.
• The minimum opening balance for this account is £100.
• You have 21 calendar days from your application to fund your savings account to meet or exceed the minimum opening balance.
• The minimum operating balance is £1.
• The maximum amount you can deposit in a given month is £250 – this can be made in multiple deposits.
• You do not have to make a deposit each calendar month.
• The maximum account balance permitted is £3,000.
• Money must be added by electronic transfer from a UK bank account which is held in your name.
• If your balance does not meet the minimum account balance after 21 calendar days, we will return your money to you and close your account.
• Please make sure you have read and understood all sets of Terms and Conditions before applying for this product.

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• A minimum term of 12 months applies on this account. Withdrawals are not permitted for the 12 month term.
• After 12 months, the account will roll over into an Easy Access account. You will have immediate access to your funds from this point.

• For further details on how your Regular Saver account works, please refer to the Savings Terms and Conditions.