Specialist UK property lending for investors residing in the UK

Tailored lending solutions up to £20m for
Buy-to-Let, Prime Residential, and Bespoke Investment Properties in the UK

Buy-to-Let Mortgages & loans for Foreign Nationals Expats residing in the UK

Unlock the potential of UK property investment as a UK-resident expat or foreign national.
At GB Bank, we provide tailored Buy-to-Let mortgages and loans for foreign nationals who are currently residing in the UK, who wish to unlock investment opportunities in the UK property market. Whether you’re seeking growth, income, or diversification, our flexible lending solutions work around you.

Foreign nationals and expats based in the UK

UK-resident foreign nationals and expats who want to invest in UK property. A UK bank account is required.
No requirement to currently own a UK property
Relationship-led lending with bespoke structuring
Fast-track decisions with dedicated underwriters
130% Interest calculation with top-slicing considered for certain clients
Support for a wide range of ownership structures, including personal names, SPVs, offshore entities, and trusts
Lending up to £20m for prime UK residential BTL and 75% LTV
Broad range of asset types supported (HMOs, MUBs, Mixed-use development)

Why Global Investors choose GB Bank?

Foreign nationals and expats based in the UK

UK-resident foreign nationals and expats who want to invest in UK property. A UK bank account is required.

High loan amounts

Borrow up to £20 million, with competitive terms and up to 75% loan-to-value.

Flexible asset classes

We fund a wide range of properties including HMOs, MUBs, and mixed-use developments.

Complex structures considered

We support SPVs, offshore entities, and discretionary trusts - ideal for sophisticated investors.

Tailored lending solutions

Dedicated underwriters and fast-track approvals give you clarity, speed, and confidence.

Why invest in UK property?

The UK continues to be one of the most attractive markets for global property investors and for foreign nationals currently residing in the UK, it presents a particularly compelling opportunity.
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There has been significant rental growth in the UK over the past few years, with high demand and a low supply of rental properties, this could offer long-term security and a reliable income stream. For many foreign nationals living in the UK, investing locally is a smart way to build wealth and create a property portfolio that aligns with their long-term financial goals.

At GB Bank, we make it easier to invest, offering bespoke lending solutions tailored specifically for international investors living in the UK. We simplify the complexity, so you can focus on securing high-quality opportunities with speed and confidence.

_Disclaimer:_{This product is available for persons who are interested in financing the purchase of UK property only and lending criteria applies.}